Home Insurance to Fit Your Life

Protect what matters most to you with a home insurance policy tailored to fit your life. Home insurance can get complicated. We work hard to find the best rates and re-evaluate your plan each year to continue bringing the savings to you. Let us help you understand what coverage you need to protect your greatest financial asset.

What Does Home Insurance Cover?

Home insurance helps to protect your most significant investment and begins with coverage for the actual physical structure you live in, from the roof to the walls. The protection moves to the inside with insurance for the contents of your home. That includes things like the furniture in each room, electronic devices, and even the clothes hanging in the closets. Home insurance coverage can also include any buildings on your property separate from the main house, like a detached garage or a workshop. If you purchased the home with a mortgage, the lender will most always require this type of home insurance coverage. Guardia Trust helps you learn what to consider when determining your home's value and potential coverage needs.

Home insurance policies in Indiana can also include coverage that helps with extra living expenses if the house becomes uninhabitable by a covered loss.

Home insurance coverage can also lessen your exposure to other kinds of liability. Policy options include protection against lawsuits if someone is injured on your property, medical expense coverage for someone injured on your property, or any damage you might do to someone else's property.

Customizable Coverage

Homeowners in Indiana can customize their home insurance policies with extra coverage as needed. An insurance expert with Guardia Trust can help you determine if you need to add additional home insurance coverage for valuable jewelry, expensive electronics, garden equipment, or even a personal art collection.